Roth Home Financing Options

The Upgrade® Program

Whether it be an unexpected heating, cooling, plumbing, or electrical breakdown, or maybe a planned home improvement project - we get that you might not always have the cash lying around to complete them. Here at Roth, we want to help make your home your happy place. That's why we offer many different financing options to fit any budget, so that you and your family don't have to worry, and you can enjoy year-round comfort.

If you're interested in financing your next project or have an unexpected repair, give us a call, and a specialist here at Roth can help you choose the plan that best fits your needs.

Loans are subject to credit approval. Home Improvement Loans offered through Upgrade are made by Cross River Bank, Member FDIC, Equal Housing Lender. Upgrade, Inc. (NMLS #1548935) holds the following state licenses.
These loan terms are not guaranteed and are subject to our verification and review process. Applicants may be asked to provide additional documents to enable us to verify their income and their identity. For loans that charge interest, this rate includes an Autopay APR reduction of 0.5%. By enrolling in Autopay, borrowers' payments will be automatically deducted from their bank account. Selecting Autopay is optional. If you are eligible for credit union membership, you may be required to join a credit union to receive the APR shown. Subsequent charges and fees may increase the cost of the loan. There is no fee or penalty for repaying a loan early. For more information, applicants should refer to the applicable Borrower Agreement and TILA Disclosure.
Loans may be disbursed in one or more advances. These loan terms are estimates based on the assumption that the loan is disbursed in a single advance upon execution of the Borrower Agreement. Actual loan terms may vary depending on, among other things, the exact number of advances, the amount of each advance, and the date on which each advance will occur.